Fees & insurance
How sessions are paid for
Keith works with many in-network plans and also sees people who pay privately. The first 30 minutes are free, so you can talk through coverage or fees before you start.
In-network plans
Keith is in network with the plans below. Coverage still depends on your specific policy, so confirm benefits before your first session.
- Aetna
- Blue Cross Blue Shield / Anthem
- Cigna (Evernorth)
- Humana
- Optum (UnitedHealthcare, UHC Community Plan, UMR, Oscar)
- Medicare (Novitas)
- Medicaid (TMHP)
- Superior Health
- Curative
- Community Health Choice
Verify your benefits
Call the number on your insurance card and ask:
- Does my plan cover outpatient mental health counseling?
- What is my deductible, and how much of it have I already met?
- What is my copay or coinsurance for an outpatient therapy visit?
- Do I need prior authorization before I start?
- How many sessions will the plan cover?
- Is couples or family therapy covered?
Bring what you learn to your free 30-minute consult, or have your card handy if you would rather talk it through with Keith first.
Private pay
$150 per 50-minute session
A limited number of reduced-fee spots are available. Ask during your free consultation.
Out of network
If your plan is not listed above, or you would rather not use insurance, Keith can provide a superbill, an itemized receipt you can send to your insurer for possible reimbursement.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost
Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.
- You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.
- If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.
For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call 1-800-985-3059.
Questions
Does insurance cover couples counseling?
Couples counseling is often not covered by insurance. If your plan does not cover it, private pay is available. Ask during your free consultation.
How do I find out what I will pay?
If you plan to use insurance, call the number on your card and ask the questions under “Verify your benefits,” then share what you learn on your free consult so coverage can be confirmed before you start. If you are paying privately, the fee is $150 per 50-minute session.
Do you offer reduced fees?
A limited number of reduced-fee spots are available. Ask during your free consultation.
What is a superbill?
A superbill is an itemized receipt you can send to your insurer if you are seeing Keith out of network, for possible reimbursement. Keith can provide one.